Fraud alerts will be removed from a consumer’s file prior to the required retention time only when requested in writing to the three credit reporting agencies.
Consumers should provide the following proof of ID when requesting the removal of a fraud alert:
- Full name, including middle initial and generation, such as JR, SR, II, III.
- Current mailing address and two proofs of the address such as copies of driver’s license, utility bill, bank or insurance statement, etc.
- Social Security number.
- Date of birth.
Mail requests to each of the three credit reporting companies.
TransUnion – Phone: 800-680-7289 P.O. Box 1000, Chester, PA 19016-1000
Experian – Phone: 888-EXPERIAN (888-397-3742) P.O. Box 9532, Allen TX 75013
Equifax – P.O. Box 740256, Atlanta, GA 30374
Remove a Consumer Security Freeze Online